Chime® is a financial technology company that believes core banking services should be helpful, easy, and free. We work with national banks to offer banking products and services that better meet the needs of everyday people. All of our members’ account balances are held at regulated, FDIC-insured banks: The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC.† Together, we’re addressing the industry’s fundamental misalignment between what’s good for banks and what’s good for consumers.
We want to profit with our members, not from them. That’s why Chime doesn’t rely on overdraft fees, monthly service fees, or minimum balance requirements. Our business was built with important safeguards at the center, which ensure customer deposits are always safe and accessible.